Monday, June 19, 2017

Grow an Edible Hedge

Blackberries are a climbing plant and are fantastic to plant as a growing vertical hedge in your backyard. Blackberries should be planted in full sun in well drained soil and can produce berries for up to 20 years for your family to enjoy.

The first year you plant your blackberry bush it will not produce any fruit as not only does it need to acclimate itself to where it is freshly planted it will take that entire year for it to mature. Blackberries love the full sun and when trained to grow on a trellis will provide not only fruit but a great privacy fence. A week or two prior to the blackberry fruit is mature and ready to pick, place a garden fabric over the the plant so the birds do not beat you to your harvest.

Raspberries can be planted in the same manner. In fact you can plant blackberries on one side of your yard and raspberries on the opposite side. Again, plant in full sun in well drained and mulched soil.

Blueberries are another great fruit to plant in your backyard. There are two different varieties of blueberry bushes and the best one to plant is the Vaccinium Corymbosum which can grow up to 6 feet tall and pruned to look like a tree. Any other type of blueberry bush will grow close to the ground like it's wild cousins and your yield will not be as large.

There is nothing like being able to pick your own fresh fruit and all it took was a little time in your garden. All of these berries can be frozen and of course made into pies and jams and jellies.

Remember never plant any edible plant in your front yard. The exhaust from vehicles as well as winter salt that is applied to the roads will not only harm your plants and kill them off, but you can also get a very low yield. Not to mention you do not want to poison yourself from the vehicle exhaust or road salt.

Will you plant an edible hedge where you live?

(c) 2017 MSargent

Wednesday, June 7, 2017

No quick fix for Loosing Weight

If you drink this juice three times a day you will drop 5 pounds in a week.

If you take this diet pill you will drop pounds and inches from your waist.

Just spray this on your food and watch the pounds melt away without exercising.

Don't be fooled by what you see and read about a quick way to loose weight. It doesn't exist, period. There is no quick way to loose weight as it took time to put on the pounds it is going to take time to take off the pounds. Make sense?

Stop wasting your money on something that doesn't work. The only way you are going to loose weight is to eat healthy choices and exercise. Simple.

My partner, Jason Stover, wrote an article about the Paleo Diet. Now this diet is the way we all should be eating in the first place. It is portion control, healthy food choices, more vegetables and less meat and of course daily exercise.

The peoples of the Mediterranean are healthier than the people of the United States because their diet is simple and pure. They eat greens that grow on the land, they eat healthy and they walk.

Exercising doesn't mean to join a gym and pay out even more money for something you will never visit. Exercising is as simple as walking the dog, walking with the family, walk every single day. Walking is a low impact way to loose weight and swimming is the other best way to exercise.

If from birth to adulthood everyone ate a healthy diet and walked every day there may not be as many obese people as well as some diseases. You have to remember, children mimic what they see their parents doing. So if you as a parent are eating at McDonalds every day your children will as well.

Change your way of thinking. Turn I won't into I will. It's all mind over matter in the way you are eating. Everyone has time to cook a decent meal for themselves and for their family. Get the children involved in meal making, they need to learn how to cook anyway.

Look at yourself naked in the mirror. Do you look healthy? If not start changing your diet today. Now remember, the older we get the slower our metabolism so it is harder to loose weight. However, you can stay at a steady weight if you are older.

Stop chasing the "quick fix" of weight loss as it does not exist.

(c) 2017 MSargent All Rights Reserved

Tuesday, June 6, 2017

Insurance that has No Coverage

There have been several instances wherein people are fraudulently sold certain insurance policies only to find out there is no coverage.

I am going to outline 3 such insurance scams that are making the insurance companies rich while you end up with absolutely no coverage.

What can you do? ASK QUESTIONS! There is never a bad question even if you ask the same one over and over again. Never be pressured into purchasing insurance coverage that you know you will never need.

Most importantly don't get sucked into those stupid commercials you see on the television promising a home warranty or vehicle maintenance insurance policy......You Won't Be Covered.

Pet Health Insurance 

There are several companies that offer pet insurance. For an average of $400 per year for each pet that you are insuring. The pet insurance promises that there will be coverage in the case of accidents such as if your dog or cat gets hit by a vehicle. Pet insurance also promises that your dog, cat, bird or fish will be covered in the case of cancer, arthritis and other common ailments when a pet becomes older.

First of all, your veterinarian will 99.9% of the time not accept this coverage because they know it is a scam and have opted out of even being on the insurance company's list of veterinarians.

Breed specific policies claim they will insure certain breeds that are AKC registered and may be a show dog. Again, if you are travelling more than likely the closest vet will not accept this insurance.

The bottom line. Don't be fooled by an under educated sales person who has no conscious in selling you a policy. These sales people work on commission and can be rather convincing.

Home Warranty Insurance

This type of insurance claims to cover the cost of appliance repairs such as your dishwasher, refrigerator, stove as well as your heating and air conditioning.

What a joke!

You will pay a high premium, on average, $500 per year over years only to find out that the policy covers absolutely nothing. Your brand new dishwasher dies, guess what, if it is brand new you are already covered under the manufacturer's warrantee and your dishwasher will be replaced for free anyway. The same with your new heat/air unit.

The stipulations on this idiotic insurance is that the appliances have to be brand new. You do not need insurance on a brand new appliance or heating system. It is already covered.

It is not the insurance you need to insure your home. You need homeowners insurance in case of a fire, flood or other catastrophe.

Vehicle Mechanical Insurance

Even your local garage won't take this insurance.  Besides, there are huge stipulations on this one. Your vehicle has to have under 15,000 miles and less than 15 months old.  This is on either leased or purchased vehicle.

Let me tell you this. If your vehicle is this new it is still under warrantee for any major issues you may have with it. So, why are you purchasing mechanical repair insurance at a deductible of $250 plus your premium of $500 per year when you are already covered.

Automobile Insurance is the only policy you need. It covers accidents, animal hits, hail, liability as well as uninsured and under-insurance motorist coverage.

I have worked in the insurance business for over 15 years. Settling claims from wrongful death to garage keepers policies and general liability. I was even the first adjuster in the United States that handled all of the dog sitter policies for the country.

Trust me, I have seen it all and then some. The only insurance policies you need are:

  1. Homeowners or Rental Insurance
  2. Automobile Insurance
  3. Health Insurance
Before you sign your name on any new insurance policy or plan, read the fine print. It is the fine print that provides you with all the information that your policy will cover. Don't waste your money on vehicle repair insurance, home appliance insurance or even pet insurance because you are going to find out the hard way that you have paid your premiums only to find out you do not have any coverage. 

Eating Healthy - Living Healthy - Saving Money

(c) 2017 MSargent All Rights Reserved

Friday, June 2, 2017

Grapefruit Medications

In as much as eating a fresh grapefruit is nutritious there are upwards of 50 medications that should not be taken with grapefruit or grapefruit juice.

There are even some medications that interact with other fruit and fruit juices such as the Seville Orange, Tangelos, Bitter Oranges as well as Pomelos.

Grapefruit Dangers

The chemical makeup of grapefruit and grapefruit juice can reduce and even increase how the drug is absorbed in your digestive tract. With this being said, certain drugs will either be of no medical benefit to you or your body will receive a higher dose of certain medications.

Either way grapefruit can be dangerous to your health.

Warning Tags on your Prescription

The pharmacist will place a bright yellow or orange sticker on your prescription bottle to make you aware of dangers mixing grapefruit juice with your medication. Make sure you follow this important medical warning.

It is basically impossible to read the tiny print on the warning pages that come with any prescription this is why the stickers are placed on the medicine bottles.

If you are not sure about grapefruit, grapefruit juice or other fruit juices please do not hesitate to contact your pharmacist. Humans do make mistakes so if you are starting a new prescription there is nothing wrong with double checking.

Statin Drugs

Lipitor and Zocor, which are medications for lowering cholesterol, are especially dangerous to take while ingesting a grapefruit or grapefruit juice. The contraindications include:

  • Liver Damage
  • Digestive Tract Damage
  • Muscle Pain and Weakness
  • Increase in Blood Sugar **Bad for Diabetics**
  • Neurological Issues such as Confusion and Memory Loss
If you are taking these Statin Cholesterol reducing medications it is best to refrain from grapefruit at all costs.

I can not stress enough to make sure your medication is fine to take with grapefruit or grapefruit juices as well as the other fruits that are listed at the beginning of this article.  It is better to be safe than sorry.

Eating Healthy - Healthy Living - Saving Money

(c) 2017 MSargent All Rights Reserved

Body and Organ Donation is Frugal

How can donating your organs and body be a frugal thing to do you ask? Well, the answer is simple; you are helping other people to live. ...